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Frequently Asked Questions
Q. What documents will I need to apply for a mortgage?
1. Purchase Agreement
If you have already completed a purchase agreement on a home, you
will need an original signed copy, and any changes to it, a copy of
the property listing form and the legal description of property.
Receipts for earnest money or down payment deposits may also be
required.
2. Social Security Number and Date of Birth
Social Security Numbers and birth dates for all borrowers.
3. Pay Stubs
The most recent pay stubs for each borrower, covering at least one
month and preferably three full months of employment or a letter of
employment if you are just starting a new job.
4. W-2/1040 Forms
W-2 and 1040 tax forms for the past 2 years for each borrower.
(these should be the original W-2 forms provided by your employers
and included with your tax returns, and a copy of the original tax
returns).
5. Bank Account Statements
You will need the account number and current balance of your
checking account, savings account plus any other bank accounts you
have. You will also need all bank and brokerage account statements
for the past three months.
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