Sikorske Mortgage - Frequently Asked Questions

Less Stress
Sikorske Mortgage can help you make buying a home less stressful. If you take the time to gather the information now, and send it to us, We can get you prequalified. Then, when the right home comes along, it will be a simple process to buy it. Remember, to get the BEST RATE we will visit several investors. The more time we have the more it will benefit you.

Did You Know?
The latest studies show that a majority of people today will get some of their retirement funds from the house and property they own. Real Estate is one of the few investments that has shown stability and growth over the years. Your monthly mortgage payment is the largest payment you make each month; so when you retire you will want to have your home paid for. Purchasing a home now will give you that security later in life. Second homes and rental properties also provide a good source for savings and income.

Frequently Asked Questions (continued from previous)

11. Asset Statements
Current balances of Individual Retirement Accounts (IRAs), 401(K)s, certificates of deposit, stocks, and bonds with last statement for each.

12. Personal Property
Value of personal property, including face value of life insurance policies, employee retirement accounts, cars, furnishings, collections, and other valuable property or household items. If less than five years old, some lenders may require a copy of the title of any cars you own.

13. Current and Previous Addresses If you currently own a home you will need the address, estimated market value, lender name, account number, current monthly loan payment (principal, interest, taxes and insurance), and outstanding balances.

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